Compare & Apply for the
Best Credit Cards Online. Crescent Finserve helps you find the best credit cards
available in India. Now you can easily book that luxury villa for the upcoming
family vacation or buy the next gen laptop for your work on easy credit card
EMIs.
Credit card
is a convenient alternative to cash or check-based
transactions issued by banks and financial institutions,
enabling the holder to make a purchase (or draw advance
cash) on credit. The due amount at the end of the
billing cycle may be paid as a lump sum within the due
date in smaller instalments before the final due date.
No less than
18 years old at the time
Either salaried or self employed (Salary proof/
acknowledge ITR required)
Have at least one savings account in an Indian Bank
Have a valid Indian address
Qualify the minimum income requirement set by the card
issuer etc.
You can apply
for a credit card online in less than 2 minutes through
Money tick. After you have completed and submitted the
online application, the prospective card issuer will get
in touch with you and ask you to submit the supporting
documents. To apply for a credit card click here.
Almost all
Credit Cards have a cash withdrawal limit. You can
withdraw instant cash up to the limit from any ATM.
Banks charge a cash withdrawal fee on every withdrawal,
which can range anywhere between 2.5% to 3.5% of the
amount withdrawn. This cash advance facility attracts
interest from day 1.
This depends
on the type of credit card. Many won’t charge an annual
fee, but some – particularly those that offer
competitive rewards or incentives such as travel
insjurance, car breakdown cover or concierge services –
will. Always check before you apply.